Contents

Chapter 1: An Introduction to Florida 3
Chapter 2: An Introduction to The Villages 8
Chapter 3: Golf in The Villages 11
Chapter 4: Life is More Fun in The Villages 12
Chapter 5: Getting to (really) Know The Villages 14
Chapter 6: Types of Homes in The Villages 18
Chapter 7: The Villages Community Development Districts
(CDD’s) 23
Chapter 8: The Villages Property Owner’s Association (POA) and Homeowners Associations (HOA) 26
Chapter 9: Property Taxes in The Villages 29
Chapter 10: Homeowner’s Insurance 37
Chapter 11: Real Estate Contracts and Disclosures 45
Chapter 12: Home Inspections and Warranties 58
Chapter 13: Real Estate Financing 61
Chapter 14: Your New Home Walkthrough 72
Chapter 15: Real Estate Closings 80
Chapter 16: Maintaining Your New Home 83
BONUS CHAPTER: FLORIDA RESOURCES 85
Bibliography 113